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If you're going to use a small-cap index like the Russell 2000, you could want to stop briefly and consider why a great index fund firm, like Vanguard, does not have any type of funds that follow it. The factor is since it's a poor index.
I have not even addressed the straw male below yet, and that is the truth that it is relatively unusual that you in fact have to pay either tax obligations or significant payments to rebalance anyhow. Most intelligent investors rebalance as much as feasible in their tax-protected accounts.
And of training course, no one should be acquiring loaded shared funds, ever before. It's really also negative that IULs do not function.
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